/* ============================================================
   Finance Wise Zone — custom styles (layered over Bootstrap 5)
   ============================================================ */

:root {
  --fw-navy: #0b2447;
  --fw-navy-700: #123a63;
  --fw-navy-900: #071a35;
  --fw-green: #0fa36b;
  --fw-green-dark: #0b7f54;
  --fw-green-bright: #4fd1a5;
  --fw-green-tint: rgba(15, 163, 107, 0.12);
  --fw-ink: #152a45;
  --fw-body: #4d5d72;
  --fw-muted: #8291a6;
  --fw-soft: #f5f8fb;
  --fw-line: #e3eaf3;
  --fw-radius: 20px;
  --fw-shadow: 0 18px 40px -18px rgba(11, 36, 71, 0.25);
  --fw-font: "Segoe UI", -apple-system, BlinkMacSystemFont, Roboto, "Helvetica Neue", Arial, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--fw-font);
  color: var(--fw-body);
  background: #ffffff;
  line-height: 1.65;
}

h1, h2, h3, h4, h5, h6 { color: var(--fw-navy); font-weight: 700; letter-spacing: -0.01em; }

a { color: var(--fw-green-dark); text-decoration: none; }
a:hover { color: var(--fw-green); }

a:focus-visible, button:focus-visible {
  outline: 3px solid rgba(15, 163, 107, 0.45);
  outline-offset: 2px;
  border-radius: 4px;
}

[id] { scroll-margin-top: 96px; }

::selection { background: rgba(15, 163, 107, 0.25); }

/* ---------- icons ---------- */
.fw-i { width: 22px; height: 22px; flex: 0 0 auto; }
.fw-i-sm { width: 16px; height: 16px; }
.fw-i-lg { width: 30px; height: 30px; }
.fw-i-xl { width: 40px; height: 40px; }
.fw-i-panel { width: 88px; height: 88px; stroke-width: 1.3; }
.fw-check-circle { width: 20px; height: 20px; color: var(--fw-green-dark); flex: 0 0 auto; margin-top: 3px; }

/* ---------- navbar ---------- */
.fw-navbar {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(8px);
  padding: 0.7rem 0;
  transition: box-shadow 0.25s ease;
}
.fw-navbar.is-scrolled { box-shadow: 0 10px 30px -12px rgba(11, 36, 71, 0.18); }

.fw-brand { gap: 0.6rem; }
.fw-logo { border-radius: 10px; flex: 0 0 auto; }
.fw-brand-text { font-size: 1.18rem; font-weight: 800; color: var(--fw-navy); letter-spacing: -0.01em; }
.fw-brand-wise { color: var(--fw-green); }

.fw-nav .nav-link {
  color: var(--fw-navy);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 0.5rem 0.9rem;
  border-radius: 999px;
  transition: color 0.2s ease, background-color 0.2s ease;
}
.fw-nav .nav-link:hover,
.fw-nav .nav-link.active {
  color: var(--fw-green-dark);
  background: var(--fw-green-tint);
}

.fw-toggler { border: 1px solid var(--fw-line); border-radius: 10px; padding: 0.45rem 0.6rem; }
.fw-toggler:focus { box-shadow: 0 0 0 0.2rem rgba(15, 163, 107, 0.2); }

/* ---------- buttons ---------- */
.fw-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  border-radius: 999px;
  padding: 0.6rem 1.5rem;
  font-weight: 600;
  border: 1px solid transparent;
  transition: all 0.25s ease;
}
.fw-btn-sm { padding: 0.45rem 1.15rem; font-size: 0.9rem; }

.fw-btn-primary { background: var(--fw-green); color: #ffffff; }
.fw-btn-primary:hover, .fw-btn-primary:focus {
  background: var(--fw-green-dark);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 10px 24px -10px rgba(15, 163, 107, 0.65);
}

.fw-btn-ghost { border-color: rgba(255, 255, 255, 0.55); color: #ffffff; }
.fw-btn-ghost:hover, .fw-btn-ghost:focus { background: rgba(255, 255, 255, 0.12); color: #ffffff; }

.fw-btn-outline { border-color: var(--fw-navy); color: var(--fw-navy); background: transparent; }
.fw-btn-outline:hover, .fw-btn-outline:focus { background: var(--fw-navy); color: #ffffff; }

/* ---------- chips ---------- */
.fw-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.45rem;
  padding: 0.38rem 0.9rem;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}
.fw-chip-default { background: var(--fw-green-tint); color: var(--fw-green-dark); }
.fw-chip-light { background: rgba(255, 255, 255, 0.14); color: #c9f3e2; border: 1px solid rgba(255, 255, 255, 0.18); }
.fw-chip-sm { padding: 0.26rem 0.7rem; font-size: 0.72rem; }

/* ---------- shared dark canvas (hero / banners / bands) ---------- */
.fw-hero, .fw-banner, .fw-dark-band, .fw-auth {
  position: relative;
  overflow: hidden;
  color: #e8eefb;
  background: linear-gradient(135deg, #071a35 0%, #0b2447 45%, #0d3b4f 100%);
}
.fw-hero::before, .fw-banner::before, .fw-dark-band::before, .fw-auth::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1px, transparent 1.5px);
  background-size: 26px 26px;
  pointer-events: none;
}
.fw-hero::after, .fw-banner::after, .fw-dark-band::after, .fw-auth::after {
  content: "";
  position: absolute;
  top: -160px;
  right: -140px;
  width: 520px;
  height: 520px;
  border-radius: 50%;
  background: radial-gradient(closest-side, rgba(15, 163, 107, 0.28), transparent 70%);
  pointer-events: none;
}
.fw-hero .container, .fw-banner .container, .fw-dark-band .container, .fw-auth .container { position: relative; z-index: 1; }

/* ---------- hero ---------- */
.fw-hero { padding: clamp(4rem, 9vw, 6.5rem) 0 clamp(3.5rem, 7vw, 5rem); }

.fw-hero-title {
  color: #ffffff;
  font-size: clamp(2.1rem, 4.6vw, 3.3rem);
  font-weight: 800;
  line-height: 1.12;
  margin-bottom: 1.1rem;
}
.fw-text-gradient {
  background: linear-gradient(90deg, #3ddba5, #8ef0c9);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.fw-hero-lead { color: #c3d0e4; font-size: 1.08rem; max-width: 34rem; }

.fw-hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem 1.4rem;
  list-style: none;
  padding: 0;
  margin: 1.7rem 0 0;
}
.fw-hero-points li {
  display: flex;
  align-items: center;
  gap: 0.45rem;
  color: #dbe6f5;
  font-weight: 600;
  font-size: 0.92rem;
}
.fw-hero-points .fw-i-sm { color: var(--fw-green-bright); }

.fw-hero-media { position: relative; }
.fw-hero-img {
  display: block;
  width: 100%;
  aspect-ratio: 6 / 5;
  object-fit: cover;
  border-radius: 22px;
  border: 1px solid rgba(255, 255, 255, 0.16);
  box-shadow: 0 30px 60px -25px rgba(3, 16, 35, 0.65);
}

.fw-float-card {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 0.7rem;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(6px);
  border-radius: 14px;
  padding: 0.65rem 0.9rem;
  box-shadow: var(--fw-shadow);
  color: var(--fw-navy);
}
.fw-float-a { top: 1rem; left: -0.75rem; }
.fw-float-b { bottom: 1.25rem; right: -0.75rem; }
@media (max-width: 991.98px) {
  .fw-float-a { left: 0.75rem; }
  .fw-float-b { right: 0.75rem; }
}
.fw-float-text { display: flex; flex-direction: column; line-height: 1.3; }
.fw-float-text strong { font-size: 0.85rem; color: var(--fw-navy); }
.fw-float-text small { font-size: 0.72rem; color: var(--fw-body); }

/* ---------- icon badges ---------- */
.fw-icon {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--fw-green-tint);
  color: var(--fw-green-dark);
  flex: 0 0 auto;
  transition: all 0.25s ease;
}
.fw-icon-sm { width: 42px; height: 42px; border-radius: 12px; }

/* ---------- trust strip ---------- */
.fw-truststrip { border-bottom: 1px solid var(--fw-line); background: #ffffff; }
.fw-trust-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 1.1rem 0.4rem;
  font-weight: 700;
  color: var(--fw-navy);
  font-size: 0.86rem;
}
.fw-trust-item .fw-i-sm { color: var(--fw-green-dark); }

/* ---------- sections ---------- */
.fw-section { padding: clamp(3.5rem, 7vw, 5.5rem) 0; }
.fw-section-alt { background: var(--fw-soft); }

.fw-kicker {
  display: inline-block;
  color: var(--fw-green-dark);
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-size: 0.78rem;
  margin-bottom: 0.6rem;
}
.fw-title { font-size: clamp(1.6rem, 3vw, 2.3rem); font-weight: 800; margin-bottom: 0.75rem; }
.fw-sub { color: var(--fw-body); max-width: 46rem; margin: 0 auto; }

.fw-dark-band .fw-kicker { color: var(--fw-green-bright); }
.fw-dark-band .fw-title { color: #ffffff; }
.fw-dark-band .fw-sub { color: #b9c7dd; }

/* ---------- cards ---------- */
.fw-service-card {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: var(--fw-radius);
  padding: 1.8rem;
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.fw-service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--fw-shadow);
  border-color: rgba(15, 163, 107, 0.45);
}
.fw-service-card:hover .fw-icon { background: var(--fw-green); color: #ffffff; }
.fw-card-title { font-size: 1.08rem; margin: 1rem 0 0.5rem; }
.fw-service-card p { font-size: 0.92rem; margin-bottom: 1.1rem; }
.fw-service-card .fw-link { margin-top: auto; }

.fw-link {
  display: inline-flex;
  align-items: center;
  gap: 0.4rem;
  font-weight: 700;
  font-size: 0.9rem;
  color: var(--fw-green-dark);
}
.fw-link:hover { color: var(--fw-navy); }
.fw-link .fw-i-sm { transition: transform 0.2s ease; }
.fw-link:hover .fw-i-sm { transform: translateX(3px); }

/* ---------- process steps ---------- */
.fw-step {
  position: relative;
  height: 100%;
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--fw-radius);
  padding: 1.6rem;
}
.fw-step-icon {
  width: 62px;
  height: 62px;
  border-radius: 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.16);
  color: var(--fw-green-bright);
  margin-bottom: 1.1rem;
}
.fw-step h3 { color: #ffffff; font-size: 1.05rem; margin-bottom: 0.4rem; }
.fw-step p { color: #b9c7dd; font-size: 0.92rem; margin: 0; }

/* ---------- post cards ---------- */
.fw-post-card {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: var(--fw-radius);
  overflow: hidden;
  height: 100%;
  display: flex;
  flex-direction: column;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}
.fw-post-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--fw-shadow);
  border-color: rgba(15, 163, 107, 0.45);
}
.fw-post-thumb { display: block; aspect-ratio: 16 / 10; overflow: hidden; }
.fw-post-thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.5s ease; }
.fw-post-card:hover .fw-post-thumb img, .fw-post-featured:hover .fw-post-thumb img { transform: scale(1.06); }
.fw-post-body { padding: 1.4rem; display: flex; flex-direction: column; gap: 0.55rem; flex: 1; }
.fw-post-body h3, .fw-post-body h2 { font-size: 1.05rem; line-height: 1.45; margin: 0; }
.fw-post-body p { font-size: 0.92rem; margin: 0; }
.fw-post-link { color: var(--fw-navy); }
.fw-post-link:hover { color: var(--fw-green-dark); }
.fw-post-meta { font-size: 0.8rem; color: var(--fw-muted); display: flex; align-items: center; gap: 0.45rem; }

.fw-post-featured {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--fw-shadow);
  margin-bottom: 1.5rem;
  transition: transform 0.25s ease;
}
.fw-post-featured:hover { transform: translateY(-4px); }
.fw-post-featured .fw-post-thumb { aspect-ratio: auto; height: 100%; min-height: 280px; }
.fw-featured-body { padding: 2rem; gap: 0.7rem; }
.fw-featured-body h2 { font-size: clamp(1.2rem, 2.4vw, 1.6rem); }

/* ---------- CTA bands ---------- */
.fw-cta-band {
  position: relative;
  overflow: hidden;
  border-radius: 26px;
  padding: clamp(2rem, 5vw, 3.5rem);
  background: linear-gradient(120deg, #071a35, #0b2447 55%, #0d3b4f);
  color: #ffffff;
}
.fw-cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.07) 1px, transparent 1.5px);
  background-size: 26px 26px;
  pointer-events: none;
}
.fw-cta-band .row { position: relative; z-index: 1; }
.fw-cta-title { color: #ffffff; font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 800; margin-bottom: 0.6rem; }
.fw-cta-text { color: #c3d0e4; }
.fw-cta-form .form-control,
.fw-news-form .form-control {
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.28);
  color: #ffffff;
  border-radius: 14px 0 0 14px;
  padding: 0.8rem 1.1rem;
}
.fw-cta-form .form-control::placeholder,
.fw-news-form .form-control::placeholder { color: rgba(255, 255, 255, 0.55); }
.fw-cta-form .form-control:focus,
.fw-news-form .form-control:focus {
  background: rgba(255, 255, 255, 0.16);
  border-color: var(--fw-green-bright);
  color: #ffffff;
  box-shadow: 0 0 0 0.2rem rgba(79, 209, 165, 0.2);
}
.fw-cta-form .btn, .fw-news-form .btn { border-radius: 0 14px 14px 0; }
.fw-news-form .form-control, .fw-news-form .btn { border-radius: 12px 0 0 12px; }
.fw-news-form .btn { border-radius: 0 12px 12px 0; }
.fw-fineprint { font-size: 0.8rem; color: #9fb2cc; }
.fw-fineprint a { color: var(--fw-green-bright); }

/* ---------- page banner (inner pages) ---------- */
.fw-banner { padding: clamp(3.2rem, 6vw, 4.6rem) 0; }
.fw-banner h1 { color: #ffffff; font-size: clamp(1.9rem, 3.6vw, 2.7rem); font-weight: 800; margin-bottom: 0.6rem; }
.fw-banner-lead { color: #c3d0e4; max-width: 44rem; margin: 0; }
.fw-breadcrumb { margin-bottom: 1.1rem; }
.fw-breadcrumb .breadcrumb-item a { color: #9fb2cc; }
.fw-breadcrumb .breadcrumb-item a:hover { color: #ffffff; }
.fw-breadcrumb .breadcrumb-item.active { color: #e8eefb; }
.fw-breadcrumb .breadcrumb-item + .breadcrumb-item::before { color: rgba(255, 255, 255, 0.45); }

/* ---------- services page ---------- */
.fw-service-block { padding: 2.9rem 0; border-bottom: 1px solid var(--fw-line); }
.fw-services-section .fw-service-block:first-child { padding-top: 0; }
.fw-services-section .fw-service-block:last-child { border-bottom: 0; padding-bottom: 0; }
.fw-service-block h2 { font-size: 1.55rem; margin-bottom: 0.8rem; }
.fw-service-block > div > p { line-height: 1.75; }
.fw-points-title { font-size: 0.95rem; margin: 1.35rem 0 0.7rem; color: var(--fw-navy); font-weight: 700; }

.fw-service-panel {
  position: relative;
  overflow: hidden;
  border-radius: 24px;
  min-height: 300px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--fw-green-bright);
  background: linear-gradient(145deg, #0b2447, #123a63);
}
.fw-service-panel::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.08) 1px, transparent 1.5px);
  background-size: 24px 24px;
}
.fw-service-panel .fw-i-panel { position: relative; z-index: 1; }
@media (max-width: 991.98px) { .fw-service-panel { min-height: 220px; } }

.fw-checklist { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 0.65rem; }
.fw-checklist li { display: flex; gap: 0.65rem; align-items: flex-start; }

/* ---------- about page ---------- */
.fw-about-media { position: relative; }
.fw-about-img {
  display: block;
  width: 100%;
  aspect-ratio: 6 / 5;
  object-fit: cover;
  border-radius: 24px;
  border: 1px solid var(--fw-line);
  box-shadow: var(--fw-shadow);
}
.fw-mv-card {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: 24px;
  padding: 2rem;
  height: 100%;
}
.fw-mv-card h3 { margin: 1rem 0 0.5rem; }
.fw-mv-card p { margin: 0; }

/* ---------- forms & contact page ---------- */
.form-label { font-weight: 600; color: var(--fw-navy); font-size: 0.9rem; margin-bottom: 0.4rem; }
.form-control, .form-select {
  border-radius: 12px;
  border-color: var(--fw-line);
  padding: 0.68rem 0.95rem;
  color: var(--fw-navy);
}
.form-control:focus, .form-select:focus {
  border-color: var(--fw-green);
  box-shadow: 0 0 0 0.2rem rgba(15, 163, 107, 0.15);
}
.fw-optional { font-weight: 400; color: var(--fw-muted); font-size: 0.85em; }

.fw-form-card {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: 24px;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  box-shadow: var(--fw-shadow);
}
.fw-form-title { font-size: 1.5rem; }
.fw-form-sub { color: var(--fw-body); margin-bottom: 1.5rem; }

.fw-info-card {
  background: #ffffff;
  border: 1px solid var(--fw-line);
  border-radius: var(--fw-radius);
  padding: 1.75rem;
  height: 100%;
}
.fw-info-card h3 { font-size: 1.05rem; margin: 1rem 0 0.5rem; }
.fw-info-card p { font-size: 0.92rem; }
.fw-info-card a { font-weight: 600; }
.fw-address { font-style: normal; color: var(--fw-body); line-height: 1.7; }

.fw-map-card { border: 1px solid var(--fw-line); border-radius: 24px; overflow: hidden; background: #ffffff; }
.fw-map { display: block; width: 100%; height: auto; }
.fw-map-body { display: flex; align-items: center; gap: 0.9rem; padding: 1.1rem 1.35rem; border-top: 1px solid var(--fw-line); }
.fw-map-body p { font-size: 0.9rem; margin: 0; }

.fw-aside-card { background: #ffffff; border: 1px solid var(--fw-line); border-radius: 24px; padding: 1.6rem; }
.fw-aside-card h3 { display: flex; align-items: center; gap: 0.6rem; font-size: 1.05rem; margin-bottom: 1.1rem; }
.fw-aside-card h3 .fw-i { color: var(--fw-green-dark); }
.fw-step-list { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 1rem; }
.fw-step-list li { display: flex; gap: 0.75rem; align-items: flex-start; font-size: 0.94rem; }
.fw-step-list .fw-i { color: var(--fw-green-dark); width: 20px; height: 20px; margin-top: 3px; }

/* ---------- legal pages ---------- */
.fw-legal-block { margin-bottom: 2.5rem; }
.fw-legal-block h2 { font-size: 1.18rem; margin-bottom: 0.6rem; }
.fw-legal-block p { line-height: 1.8; margin-bottom: 0.85rem; }
.fw-legal-block ul { padding-left: 1.3rem; line-height: 1.8; }
.fw-legal-block li { margin-bottom: 0.45rem; }
.fw-legal-intro { font-size: 1.05rem; color: var(--fw-ink); line-height: 1.8; margin-bottom: 2.5rem; }

/* ---------- auth pages (subscribe / unsubscribe) ---------- */
.fw-auth { padding: clamp(3.5rem, 8vw, 5.5rem) 0; }
.fw-auth-card {
  background: #ffffff;
  border-radius: 28px;
  padding: clamp(1.8rem, 5vw, 3rem);
  box-shadow: 0 40px 80px -30px rgba(3, 16, 35, 0.5);
}
.fw-auth-title { font-size: clamp(1.7rem, 4vw, 2.3rem); font-weight: 800; margin-bottom: 0.6rem; }
.fw-auth-sub { color: var(--fw-body); margin-bottom: 1.6rem; }
.fw-benefits { list-style: none; padding: 0; margin: 0 auto 1.6rem; max-width: 23rem; display: flex; flex-direction: column; gap: 0.65rem; }
.fw-benefits li { display: flex; gap: 0.6rem; align-items: flex-start; font-size: 0.94rem; text-align: left; }
.fw-benefits .fw-i-sm { color: var(--fw-green-dark); margin-top: 4px; }
.fw-auth-check {
  width: 76px;
  height: 76px;
  border-radius: 50%;
  background: var(--fw-green-tint);
  color: var(--fw-green-dark);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
}

/* ---------- blog article ---------- */
.fw-article-meta { display: flex; align-items: center; gap: 0.9rem; }
.fw-article-meta strong { color: var(--fw-navy); }
.fw-article-meta small { color: var(--fw-muted); }
.fw-avatar {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--fw-navy);
  color: #ffffff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.85rem;
  letter-spacing: 0.03em;
  flex: 0 0 auto;
}
.fw-article-cover { border-radius: 24px; overflow: hidden; margin: 0 0 2.25rem; box-shadow: var(--fw-shadow); }
.fw-article-cover img { display: block; width: 100%; aspect-ratio: 21 / 10; object-fit: cover; }
.fw-article-intro { font-size: 1.08rem; color: var(--fw-ink); }
.fw-article h2 { font-size: 1.35rem; margin: 2.2rem 0 0.75rem; }
.fw-article p { line-height: 1.8; margin-bottom: 1rem; }
.fw-article-list { padding-left: 1.25rem; line-height: 1.75; margin-bottom: 1.2rem; }
.fw-article-list li { margin-bottom: 0.5rem; }

.fw-takeaways {
  background: var(--fw-green-tint);
  border: 1px solid rgba(15, 163, 107, 0.3);
  border-radius: 18px;
  padding: 1.6rem;
  margin-top: 2.2rem;
}
.fw-takeaways-title {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  font-size: 1.05rem;
  color: var(--fw-navy);
  margin-bottom: 0.9rem;
}
.fw-takeaways-title .fw-i { color: var(--fw-green-dark); }

.fw-inline-cta {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  background: var(--fw-soft);
  border: 1px solid var(--fw-line);
  border-radius: 18px;
  padding: 1.25rem 1.4rem;
  margin-top: 2rem;
}
.fw-inline-cta .fw-i-lg { color: var(--fw-green-dark); }
.fw-inline-cta strong { color: var(--fw-navy); }

.fw-related-title { font-size: 1.35rem; }

/* ---------- footer ---------- */
.fw-footer { background: var(--fw-navy-900); color: #b9c7dd; padding: 4rem 0 0; }
.fw-footer a { color: #b9c7dd; transition: color 0.2s ease; }
.fw-footer a:hover { color: var(--fw-green-bright); }
.fw-footer .fw-brand-text { color: #ffffff; }
.fw-footer-blurb { font-size: 0.93rem; line-height: 1.7; max-width: 24rem; }
.fw-foot-title { color: #ffffff; font-size: 0.95rem; font-weight: 700; letter-spacing: 0.04em; margin-bottom: 1.1rem; }
.fw-foot-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 0.55rem; font-size: 0.93rem; }
.fw-social { display: flex; gap: 0.6rem; margin-top: 1.25rem; }
.fw-social a {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(255, 255, 255, 0.08);
  color: #cfdcea;
}
.fw-social a:hover { background: var(--fw-green); color: #ffffff; }
.fw-footer-bottom { border-top: 1px solid rgba(255, 255, 255, 0.1); font-size: 0.88rem; padding: 1.25rem 0; margin-top: 3rem; }

/* ---------- reveal-on-scroll animation ---------- */
html.js .fw-reveal { opacity: 0; transform: translateY(22px); transition: opacity 0.6s ease, transform 0.6s ease; }
html.js .fw-reveal.revealed { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  html.js .fw-reveal { opacity: 1; transform: none; transition: none; }
  .fw-post-card, .fw-service-card, .fw-post-thumb img, .fw-btn { transition: none; }
}